Insuring your life is essential. If you and/or your family aren’t healthy and secure, then none of the other “things” in life like cars, homes, businesses, etc. matter!
Here are a couple of questions to ask yourself:
Do I have adequate health insurance if I get sick or hurt?
-Excess medical bills represent one of the top reasons why people have to file bankruptcy. Health insurance will alleviate this risk by placing a total out of pocket limit per year that you can spend. You also gain broader access to care. Furthermore, insured individuals generally keep up on preventive measures more because they seek care regularly, making them "healthier" over-all.
If I were to pass away, how will my family financially cope?
-It’s critical to make sure that your spouse and/or young children are cared for financially if you passed away. Life insurance can’t bring you back, but it can help eliminate financial strain for years to come for your loved ones. You can set them up for success by helping to pay for college, mortgages and general life expenses. Life insurance creates an instant estate for you, enabling your family to pay off debt and move forward into their future worry-free.
Call us for a free consultation & quote.
Turning 65 and/or need help with Medicare?
-Trying to navigate through the Medicare enrollment process could be very confusing and overwhelming! We will provide you with free, custom tailored, individual consultation to search out the right plan for you. Our approach is to educate you on "how it all works" and to offer the products available to you.
Watch Rachel L Gaudet, CISR, CIC talk about Medicare Basics.
Call to schedule your free appointment with her today!
• Individual Health • Medicare ( MAPD, Supplements, Part D plans) • Long-Term Care • Small/Large Employer Group Health
• Group Vision • Individual/Group Life • Individual/Group Dental • Individual/Group Short- and Long-Term Care Disability
Financial Security for Your Future
Whether retirement is around the corner or has already arrived, the time is always right to make sound financial decisions. At United Insurance Group, Inc., we offer a wide array of financial services, which includes fixed and equity index annuity products from some of the leading companies in the insurance industry. Here are some of the basic principles of fixed and equity index annuities:
-Annuities are the only financial products that guarantee an income for as long as you live.
-Your principal dollars and all interest earned grows tax-deferred, compounding until withdrawal.
-There is absolutely no market risk involved.
-You can never lose your principal because of a downturn in the market.